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Lost or Stolen Debit Card? 1-800-500-1044

 Rates and terms quoted below are subject to change without notice and are effective as of

Account Type Minimum Opening Amount Interest Rate Annual Percentage Yield
Savings* $100 0.10% 0.10%
Personal Money Market* $100    
Less than $10,000   0.00% 0.00%
$10,000 - 24,999   0.10% 0.10%
$25,000 - 49,999   0.20% 0.20%
$50,000 or more   0.30% 0.30%
Business Money Market* $100    
Less than $10,000   0.00% 0.00%
$10,000 - 24,999   0.10% 0.10%
$25,000 - 49,999   0.20% 0.20%
$50,000 - more   0.30% 0.30%
       

 

Certificate of Deposit Terms **

Term (Months) Minimum Balance Required For Each Tier Interest Rate Annual Percentage Yield
3 $1,000 - 24,999 0.05% 0.05%
  $25,000 - 49,999 0.10% 0.10%
  $50,000 or more 0.15% 0.15%
6 $1,000 - 24,999 0.15% 0.15%
  $25,000 - 49,999 0.20% 0.20%
  $50,000 or more 0.25% 0.25%
12 $1,000 - 24,999 0.30% 0.30%
  $25,000 - 49,999 0.35% 0.35%
  $50,000 or more 0.40% 0.40%
18 $1,000 - 24,999 0.35% 0.35%
  $25,000 - 49,999 0.40% 0.40%
  $50,000 or more 0.45% 0.45%
24 $1,000 - 24,999 0.40% 0.40%
  $25,000 - 49,999 0.45% 0.45%
  $50,000 or more 0.50% 0.50%
30 $1,000 - 24,999 0.45% 0.45%
  $25,000 - 49,999 0.50% 0.50%
  $50,000 or more 0.55% 0.55%
36 $1,000 - 24,999 0.55% 0.55%
  $25,000 - 49,999 0.60% 0.60%
  $50,000 or more 0.65% 0.65%
48 $1,000 - 24,999 0.65% 0.65%
  $25,000 - 49,999 0.70% 0.70%
  $50,000 or more 0.75% 0.75%
60 $1,000 - 24,999 0.75% 0.75%
  $25,000 - 49,999 0.80% 0.80%
  $50,000 or more 0.85% 0.85%

Fees may reduce earnings on account

* First Scottsale Bank may change the interest rate and APY at any time after the account is opened

** Substantial penalty for early withdrawal.